The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Do Our Biases Affect Our Financial Choices? Even the most seasoned investors have biases affecting their financial choices. U.S. Personal Savings Rate What can be learned from the savings rate? When Life Insurance Becomes Taxable Life insurance proceeds are generally tax-free. But not in all cases.